04.A
For professional operators
Built for contractors, consultants, agencies, repair companies, and service firms.
Accept
Manage
By Industry
By Channel
Special Cases
Service business payment solutions
Charm Payments helps service businesses, contractors, consultants, agencies, repair companies, and professional operators accept invoices, retainers, ACH, and card payments with less friction.
Built for service operators
Invoices, retainers, contracts, and B2B payments
Card, ACH, virtual terminal, and payment link acceptance
Cash flow and settlement reporting for operators
Service business / invoice crop
Works with service workflows
Support card-not-present payments, recurring retainers, bank transfers, and secure payment links.
01
How it works
01
Send secure links, take phone payments, or accept ACH for larger balances.
02
Use recurring billing for contracts, subscriptions, service plans, and ongoing client work.
03
See fees, batches, deposits, disputes, and failed payments clearly.
02
What changes
04.A
Built for contractors, consultants, agencies, repair companies, and service firms.
04.B
Use ACH for large invoices and cards where speed or convenience matters.
04.C
Payment links, recurring billing, and virtual terminal access reduce follow-up work.
Service payment operations
Invoice, retainer, ACH, and card payments in one payment operating layer.
03
Start with the audit
Charm reviews invoice mix, ACH opportunity, recurring billing needs, card costs, and dispute exposure before recommending a service business payment setup.
Accepted everywhere