Accept Bank Payments
Support ACH and eCheck workflows for invoices, B2B payments, retainers, and repeat billing.
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Special Cases
ACH & ECHECK
Charm Payments helps merchants support account-based payments for invoices, repeat billing, and larger-ticket transactions where card payments are not always the best fit.
BANK PAYMENTS. CLEANER WORKFLOWS.
Support ACH and eCheck workflows for invoices, B2B payments, retainers, and repeat billing.
Give customers another payment path when account-based payments fit the transaction better.
Keep timing, payment status, returns, and customer records easier to review.
Create a clearer operating flow around authorizations, timing expectations, and payment questions.
HOW IT WORKS
STEP 01
Tell us about your business, current setup, and statement pain before you commit to onboarding.
STEP 02
Charm reviews how you take payments, where disputes happen, and what tools belong in your dashboard.
STEP 03
When you are ready, Charm gives you one dashboard for payments, support, and chargeback activity.
YOUR BUSINESS. TOTAL CONTROL.
See payments, payouts, refunds, customers, and disputes in one place - so your team knows what happened, what needs attention, and what gets paid next.
Today's payment activity
Sales
$18.4K
Settled
$12.9K
Disputes
2 open
Transaction flow
Recent activity
ACH READINESS
ACH and eCheck workflows depend on clear authorization and timing expectations. Charm helps merchants create cleaner records around customer permission, payment status, and follow-up.
Keep customer permission, account-based payment details, and approval context connected to the transaction.
Set expectations for payment submission, processing, settlement, and possible return timing.
Give customers clear confirmation of what was authorized, when it was initiated, and what it covers.
Review returned payments, repeated failures, mismatched details, and customer follow-up needs.
These practices are designed to support better payment operations and dispute readiness. They do not guarantee payment or dispute outcomes.
BACKED BY RESULTS.
"Charm gave us a clearer view of card payments, refunds, and dispute activity without adding another complicated system."
- BOUTIQUE OWNER
"We could finally see sales, payouts, and chargeback issues in one place instead of chasing reports across different tools."
- RESTAURANT OWNER
"The support workflow made it easier to track payment questions and keep our team focused on customer orders."
- E-COMMERCE MERCHANT
Get a personalized audit and see where your current payment setup can improve.