Secure intake
Merchant application
We use this form to build your underwriting file. Sensitive banking data is reduced to last-4 digits before submission.
Secure intake24-48 hour reviewNo setup fee

Merchant application
Step 1 of 4 — structured for underwriting; no instant decision logic yet.
Step 1 of 4: Business basics
Business basics
Business profile
Required for Know Your Customer (KYC) and underwriting. We verify this with your application documents.
We'll let you know if your existing hardware is compatible
Charm Payments is a payment facilitator, not a bank. Payment processing services are provided through our licensed acquiring bank partner. Merchant funds are subject to the terms of the Merchant Agreement.
