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Charm Payments

Secure intake

Merchant application

We use this form to build your underwriting file. Sensitive banking data is reduced to last-4 digits before submission.

Secure intake24-48 hour reviewNo setup fee
Merchant acceptance and payment setup visual used as a trust cue

Merchant application

Step 1 of 4 — structured for underwriting; no instant decision logic yet.

Step 1 of 4: Business basics

Business basics

Business profile

Required for Know Your Customer (KYC) and underwriting. We verify this with your application documents.

We'll let you know if your existing hardware is compatible

Charm Payments is a payment facilitator, not a bank. Payment processing services are provided through our licensed acquiring bank partner. Merchant funds are subject to the terms of the Merchant Agreement.